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Gulnara is 45 years old, married and has two children. In search of a financial source for her family, she started her own business in animal husbandry and farming with an initial sum of 10,000 som (KGS). Thanks to her persistent work, Gulnara's business currently has two heads of dairy cows and twenty sheep, and 1.6 hectares of irrigated land, where she grows beans and potatoes, and also 1 hectare of leased land with multi-year herbs. In order to further expand her business, Gulnara requested a loan in the sum of 130,000 som (KGS) from the "Bai-Tushum and Partners" company to buy two dairy cows and ten ewes. She plans to invest the earnings into a further expansion of her business.
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Гульнаре 45 лет, замужем, имеет двоих детей. В поисках источника финансирования для своей семьи, Гульнара начала свой бизнес в животноводстве и полеводстве со стартовой суммой 10,000 сом (KGS). Благодаря упорному труду Гульнары, на сегодня в ее хозяйстве имеется 2 головы дойных коров и 20 голов овец, 1,6га орошаемой земли, где она выращивает фасоль и картофель, а также 1 га арендованной земли с многолетними травами. Для дальнейшего расширения своего бизнеса, Гульнара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку двух дойных коров и десяти овцематок. Доходы Гульнара планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Gulnara to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 24, 2012
Currency Exchange Loss:
Sep 17, 2013