A loan of $4,975 helped to pay in full for her trading booth which she uses to serve her customers.

Tina's story

Tina was born and grew up in the city of Lusaka, the capital city of Zambia. In 2005, she finished high school but she did not continue through college because of financial constraints. She is single and recently she moved from her hometown of Lusaka to a nearby town, Chongwe, to start up her own mobile money business. She lives alone in a rented house not very far from where her shop is located.

The biggest business successes that Tina's business has achieved according to her is its early profitability which has allowed her to devote herself 100% to her own business, even though the profit margins are still small. She is hopeful that once she gets a Kiva loan she will be able to pay in full for her trading booth which she uses to serve her customers. She promises to make her payments on time.

After experiencing some early business success, Tina is very excited to continue growing her business. She offers reliable money transfers to her new community and the difference in service and price can be seen immediately. According to Tina, before she started her business the people in her new community used unsafe and mostly expensive ways to move their money such as giving cash to a passing bus driver to deliver. She takes pride in the knowledge that her small business has made it possible for them to move money easily and safely.

Tina has many dreams for her future. At 25 years of age, she hopes to go back to school someday and study accounting. She also hopes to employ more people to help her at her shop as she currently only has one employee.

Loan details

Lenders and lending teams

Loan details