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Update on Edisa

Bai Tushum and Partners expresses gratitude to all Kiva lenders who helped Edisa obtain her first Kiva loan, which was used as intended and repaid. She was able to broaden her assortment of goods and raise her floating capital. Today, Edisa earns about 25,000 Kyrgyzstan Soms (KGS) in a month, which allows her to make a small purchase of goods for reselling and cover her family expenses.

Now Edisa has applied for a loan of KGS 100,000 for broadening her business by purchasing children's clothes for the coming season. Revenues from this loan will be partly used for renovation of her family’s flat.

Previous Loan Details

Edisa S. is 25, married and has one child. She is very persistent and entrepreneurial woman. In 2001, in order to support her family, Edisa began her business of selling children’s clothes with the initial capital of 50,000 KGS. She worked hard and made every effort to develop her business. F... More from Edisa's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Edisa to broaden the assortment of goods for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Feb 25, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Edisa. It was first posted on Kiva on Feb, 2011. Learn More