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Rosa Del Carmen

Update on Rosa Del Carmen

Rosa is 51 years old; she is married and has 2 adult daughters who are economically independent. She lives in a rural area called “the ranch” part of the Olmos district, some 2 hours from the Lambayeque province. In Rosa’s neighborhood, the majority of the people make their living from raising and selling animals and agriculture.

Rosa works in Fundo Santa Rosa (a farm) where she receives her income every two weeks, she earns additional income by selling animals as do most of her neighbors. Rosa breeds the animals, takes care of them until they have the ideal weight and size and later sells them to the customers that she has had for three years since the beginning of her business.

The unity and support that exists between Rosa, her daughters and husband have led her to make many goals and wishes to improve the family’s quality of life.

Rosa needs a loan from Edpyme Alternativa for 1200 Nuevos Soles that will be used to buy sheep, goats, and pigs to be able to meet her customers’ orders.

Rosa is known by our institution for being a very responsible person since she has paid her all of her previous loans.

View original language description ↓

Rosa tiene 51 años de edad, es casada y tiene 2 hijas mayores quienes son económicamente independientes, vive en un caserío rural de nombre “La estancia” que pertenece al Distrito de Olmos y el mismo que esta a 2 horas aproximadamente de la Provincia de Lambayeque, en su caserío los pobladores normalmente generan sus ingresos dedicándose a la crianza y comercialización de animales y la agricultura.

Rosa es empleada dependiente del fundo Santa Rosa, donde recibe sus ingresos de manera quincenal y adicionalmente también al igual que la mayoría de su vecinos también se dedica a la comercialización de animales, los cría desde muy pequeños y les da los cuidados respectivos hasta que alcancen el peso y tamaño ideal para ser ofrecidos a sus clientes que ya se los ha ganado durante los tres últimos años que viene trabajando en mencionada actividad.
La unión y el apoyo que existe entre ella, sus hijas y su esposo la han llevado a plantearse muchos objetivos con los cuales desean mejorar sus condiciones de vida.

Ahora ella está solicitando un crédito en Edpyme Alternativa por un monto de 1200 Nuevos Soles los cual los invertirá en la compra de ganado ovino, caprino y porcino para poder cumplir con los pedidos pendientes que tiene con sus clientes.

Rosa es conocida por nuestra institución por ser una persona muy responsable debido a que ha cumplido muy bien con sus créditos anteriores.

Previous Loan Details

Carmen is 50 years old, married, and she lives with her family in the district of Olmos, located 2 hours from the city of Chiclayo, capital city of the department of Lambayeque. She is a full-time employee of Santa Rosa Company, where she provides all types of services to her employers. She ... More from Rosa Del Carmen's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 38
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Rosa Del Carmen buy sheep, goats and pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 15, 2013