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Elvia Idaluz
Elvia is a 54-year-old woman who has a great desire to boost her business selling Esika products (catalog cosmetics and clothing) over the next few years.

Elvia's business story started when she separated from her husband and realized that she had to work to support her children. She works alone and her work hours depend on her customers' needs. The difficulty she faces is the lack of safety in the streets when she goes out delivering her products. Elvia is not married and her children are adults. Her biggest dream is to finish building her home. She will live in half of the house and rent out the other half. She would like this loan to buy cosmetics, perfume and creams.
View original language description ↓
Elvia es una mujer de 54 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de producto esika "empresa de cosmeticos y ropa por catalogo".

Su historia empezó luego que se separo de su esposo se dio cuenta que tenía que trabajar para sus hijos, su trabajo lo hace sola en el horario que requiera el cliente, si tiene dificultades son la inseguridad de las calles al entregar sus productos, no está casada, si tiene hijos son mayores de edad, su sueño más importante es tener su casa terminada la mitad es para mí y la otra parte es para alquilar. Por eso quiere el préstamo para su venta de cosméticos, perfumes y cremas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Elvia Idaluz to buy cosmetics, perfume and creams.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 15, 2013