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Elva Francisca
Elba is a 53 year old woman who has many aspirations to prosper with her food sales business.

The story of her business began between 5 and 6 years ago at her home in the afternoons. She also sells food on weekends in the morning. It is all she knows. She works alone and her schedule is from Tuesday to Friday 6 to 10pm, and Saturday and Sunday from 6am to 1pm. If she has difficulties and gets sick, she has the advantage of a husband that works as a messenger for a company. She has older sons as well.

Her most important dream is to expand the physical space in her house so that she can put out tables for the clients. That is why she wants she wants this loan, for her food sale business, and through this to be able to buy meat, grains, and vegetables, etc.
View original language description ↓
Elba es una mujer de 53 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su venta de comida.

Su historia empezó desde 6 a 5 años atrás en su casa en horas de la tarde y ahora también vende los fines de semana en las mañanas es lo único que sabe saber, su trabajo lo hace sola el horario es de martes a viernes de 18:00 hasta las 22:00, sábado y domingo 6:00 hasta 13:00, si tiene dificultades que se llegase a enfermar, si está casada el esposo es mensajero en una empresa, si tiene hijos son mayores.

Su sueño más importante es aumentar el espacio físico de su casa para poder poner mesas para los clientes. Por eso quiere el préstamo para su venta de comida y asi comprar carnes, granos, vegetales etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,541,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Elva Francisca buy meat, grains, and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 26, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 15, 2013