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Ana Teresa
Ana Teresa is 43 years old and lives together with her family which is made up of her husband and her two children who are 15 and 7 years old and in school. Ana is a hard-working, honest woman who has a great desire to do well. Her family is the most important thing in the world to her. She doesn't lose hope of some day seeing her children become professionals with better opportunities in life. This is what inspires her to work hard in her store which she worked hard to set up. She has been in this business for a long time and has managed to gain the trust of many people. Ana's goal is to expand her business so that she has greater capacity and can satisfy greater demand. She plans to make this investment with the aid of a loan because she doesn't have the necessary resources to do it herself. She decided to request a loan from INTEGRAL to buy products for her store wholesale (oil, coffee, soap, sweet bread, candies, rice, beans, etc.). She will use these products to stock her store and achieve her goal. She trusts in almighty God that she will succeed.
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Ana Teresa de 43 años de edad, reside junto a su grupo familiar el cual está conformado por su esposo y sus dos hijos de 15 y 7 años de edad, los cuales se encuentran estudiando. Ana se caracteriza por ser una mujer trabajadora, honesta y con muchos deseos de superarse. Para ella lo más importante es su familia. No pierde las esperanzas de algún día ver a sus hijos convertidos en profesionales y con mejores oportunidades de vida. Esto es lo que inspira a Ana a trabajar duramente en su tienda que con mucho esfuerzo ha logrado establecer. Tiene mucho tiempo de dedicarse al negocio por lo que ya logró ganarse la confianza de muchas personas. El objetivo de Ana es ampliar su negocio de tal manera que la capacidad del mismo sea más grande y lógre cubrir una mayor demanda. Esta inversión piensa hacerla por medio de un crédito ya que no cuenta con los recursos necesarios para hacerlo por sus medios. Es por esta razón que ha decidido solicitar este crédito a INTEGRAL para comprar productos de tienda al por mayor (aceite, café, jabón, pan dulce, golosinas, arroz, frijoles, etc.) para surtir su tienda y poder lográr su objetivo. Confía en Dios todo poderoso que así será.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Teresa to buy oil, coffee, soap, sweet bread, candies, rice, beans, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2012
Feb 28, 2012
Currency Exchange Loss:
Jan 19, 2013