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María Luz
María Luz is 56 years old and lives in her home which she owns. She is single and lives alone. Her business is selling clothing. She makes her sales as an itinerant vendor in the main areas near her home. María has been in this business for many years and she has a lot of experience. She is an entrepreneurial woman who has many business ideas which she is gradually putting into practice. With a lot of effort and commitment, she has managed to keep her business running for more than five years. Thanks to her charm, she has gained the trust of many people who are loyal to her business because she always tries to have a good variety of products available and sells them at good prices. She has products to suit every taste.

María's dream is to keep her business stocked with a good variety of clothing so that she can attract more customers. This will allow her to improve her quality of life. She decided to request a loan from INTEGRAL to invest in her business, buying garments such as skirts, pants, shirts, blouses, underwear, etc. She thereby hopes to improve her living conditions She trusts in God that she will have favorable results.
View original language description ↓

María Luz de 56 años de edad habita en casa de su propiedad es soltera y vive sola. Ella se dedica al comercio de ropa. La venta la realiza de manera ambulante en las principales zonas donde ella habita. Tiene muchos años de dedicarse a esta actividad por lo que ya cuenta con mucha experiencia. María se caracteriza por ser una mujer emprendedora ya que tiene muchas ideas de negocio y poco a poco va poniendo en marcha. Con mucho esfuerzo y dedicación ha logrado mantener activo su negocio por más de 5 años. Gracias a su carisma se ha ganado la confianza de muchas personas que la prefieren ya que ella siempre trata de tener variedad y buenos precios en las prendas de vestir que ofrece. Además tiene para todos los gustos y preferencias. Su sueño es mantener su negocio surtido con variedad de prendas de vestir con el objetivo de atraer a más clientes que le permitan mejorar su calidad de vida. Es por esta razón que ha decidido solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de prendas de vestir (faldas, pantalones, camisas, blusas, ropa interior, etc.), con el fin de mejorar sus condiciones de vida. Confía en Dios que los resultados serán favorables.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 532
    View loans »
    El Salvador Loans Fundraising
  • $31,772,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Luz to buy skirts, pants, shirts, blouses, underwear, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 28, 2012
Currency Exchange Loss:
Dec 15, 2012