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Peng is a good mother who is aged thirty-nine, living in Dongkor commune, Phnom Penh city. She has been operating a business as a recycled materials collector. She is very diligent in her career to generate income because she wants to provide her children a comfortable living and basic necessities. However, she realizes that only education can alleviate the poverty of this family. Therefore, she will strive to work harder and continually support her two school-age kids with a further education.

She would like to take out her first loan from Kiva, through HKL to purchase a used motorcycle for her daily needs. She will keep any left-over funds to use as capital for purchasing recycled materials from the local people living in her neighborhood. Peng hopes to improve her business gradually, and wants to be the owner of a medium-sized recycling business someday.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 152
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Peng to purchase a used motorcycle for her daily needs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Mar 4, 2012
Currency Exchange Loss:
May 25, 2013