A loan of $2,500 helped to broaden an assortment of goods.


Nazgul's story

Nazgul is 39 years old, married and has three school-age children. Her husband works as a teacher in the Economics Department of the Osh State University. In search of an additional source of income for her family, Nazgul started her own business in sales of cleaning solutions at the market with an initial sum of 10,000 som (KGS). Thanks to her persistence and hard work, she was able to develop her business to have a monthly income of 15,000 som (KGS). In order to further develop her business, Nazgul requested a loan in the sum of 117,000 som (KGS) from the "Bai-Tushum and Partners" company to expand her merchandise selection. She plans to invest the profits into an expansion of her retail space, and repairs of her house in the summer.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey



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