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Almuminun 1 Group
In this Group: Siti, Nenih, Emy, Ana, Dede, Sumardi, Jubaidi
Siti is married with four children. Two of them are still schooling. She has been selling daily basic needs such as rice, eggs, oil, and sugar for five years from a store in her house. The business is going well and she needs more inventory to sell. Now she is taking a loan from VisionFund Indonesia to buy more rice, eggs, oil, sugar and other inventory to sell. She wants her children to have a better education than she has. At least her children can finish high school. In the future, she hopes her store can grow and sell more variety of things.

Other group members are using their part of the loan to sell nasi uduk (Indonesian coconut rice) and to sell fried snacks.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 92
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 9,045.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Almuminun 1 Group's $900 loan helped a member to pay for more rice, eggs, oil, sugar and other supplies to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 4, 2012
Currency Exchange Loss:
Sep 18, 2012