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Elsa is 55 years old and lives in Baybay, Liloy, Zambonaga del Norte. She is married with 4 children.

Elsa has a boarding house business, eatery and lodging house business and earns approximately 40,000 PHP each month doing this type of work. She has requested a loan of 50,000 PHP to purchase construction materials for expansion of her lodging house. Elsa has been a member of PMPC for 2 years.

In the future, Elsa hopes to expand her store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 400
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Elsa to purchase construction materials for expansion of her lodging house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Feb 25, 2012
Currency Exchange Loss:
Mar 15, 2013