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Venera is 38 years old, married, and raising four children. While trying to find a source of income for her family, Venera started her own business selling groceries with an initial sum of 5,000 som (KGS). Having rented the space for her store, Venera made every effort to develop her business and achieved success - her monthly income now amounts to roughly 5,000 som. Presently, the assortment of her products is not very wide, and so Venera has turned to Bai Tushum & Partners for a loan of 100,000 som (KGS). Stocking additional goods will allow her to expand the range of her store's products, increase the number of customers, and improve sales.
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Венере 38лет, замужем, воспитывает четверых детей. В поисках источника дохода для своей семьи, Венера начала свой бизнес в торговле продуктами питания с суммы в 5,000 сом (KGS). Взяв в аренду торговое место, Венера приложила все усилия для развития бизнеса и добилась успехов –ее ежемесячный доход составляет около 5,000 сом . На сегодняшний день, ассортимент товаров не представлен в изобилии, поэтому Венера обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Закуп товаров позволит ей расширить ассортимент, увеличить количество клиентов и повысить продажи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Venera to broaden the assortment of goods in her store.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Feb 20, 2012
Feb 23, 2012
Currency Exchange Loss:
Apr 17, 2013