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Sitha, 39, is married and resides with her mother, her husband and two school-age children in Takeo Province, Cambodia. She has been selling palm juice for over two years, earning approximately USD 7 per day. Her husband is a construction worker. He earns about USD 4 per day. In order to improve her family’s livelihood, Sitha is requesting a loan of USD 800 to purchase more palm juice to sell. By doing so, she will be able to generate more income to support the family.

In the future, she would like to run a grocery store to generate extra income for the family and to rebuild her present house to make it bigger and stronger to provide better living conditions for her family. Moreover, she hopes to help her children get bachelor degrees.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 129
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sitha to purchase more palm juice to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 1, 2012
Feb 25, 2012
Currency Exchange Loss:
Jul 17, 2013