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Phally, 34, is married and resides with her husband and two children in Kampong Chhnang Province, Cambodia. She has been working in garment factory for over five years, earning approximately USD 3 per day. Her husband is a motor taxi driver. Additionally, he grows rice in the dry season to generate extra income for the family. Approximately, he earns USD 5 per day.

Due to lack of machinery, Phally is requesting a loan of USD 300 to purchase a pumping machine for her husband to use in his farming work. In the future, she would like to expand her husband's business, repair some parts of her house, and help her children get Bachelor's degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 89
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Phally to purchase a pumping machine for her husband to use in his farming work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 24, 2012
Currency Exchange Loss:
Feb 15, 2013