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Somaly, 42, is married and resides with her husband and four children in Kampong Chhnang Province, Cambodia. She has been growing agricultural crops for over ten years, earning approximately USD 5 per day. Her husband is an officer in the provincial department of water resources and meteorology. He earns approximately USD 3 per day. Two of her children are employed in the garment factory and earn about USD 6 per day.

Due to a lack of capital, Somaly is requesting a loan of USD 1000 to purchase rice seeds and fertilizer for growing rice in the dry season. In the future, she would like to purchase more farmland for growing agricultural crops and help her children obtain a bachelor's degree.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 212
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Somaly to purchase rice seeds and fertilizer for growing rice in the dry season.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 1, 2012
Feb 26, 2012
Currency Exchange Loss:
Apr 17, 2013