A loan of $375 helped to pay for the transport of sugar cane.


Reyna's story

Reyna, 27, is a determined and persevering woman, as well as a friendly and cordial one. She lives with Roy, who is employed and the father of her only daughter, 3 years old, for whom they work to get ahead. They live comfortably in their own house that they built with much dedication and hard work.

Reyna’s business is the sale of sugar cane juice, which she does from a small stall at the market. She also has a mill that helps her in her business. Every day she gets up very early and shops for ingredients such as sugar cane to take to her stall where she presses and sells it with ice so that it is a pleasant temperature for her customers. She started her business more than 3 months ago and notes that she used to plant several hectares in sugar cane and the production would be sold to a single buyer, but the buyer's business failed and she was left with a cane harvest without being able to sell it. Seeing this problem, she had the idea of selling it as juice so as not to lose her harvest. Now, seeing the good returns she earns and the profits she makes, she plans to continue in her business.

There is more. She wants to buy a cargo transport unit with her profits in order to transport the sugar cane and return to planting several more hectares in order to supply her own juice business. This will be her first loan with MFP. She is pleased to know that she will be able to rely on a line of credit to continue with her business. Consequently, she says she will be responsible in making her payments so that she will have a good credit history and access to more loans in the future. She also notes that she is comfortable with her communal bank since she knows all of the members and considers them to be responsible and supportive people.

She will invest the 1,000 nuevos soles as part payment on the purchase of a cargo transport unit so that she can transport the sugar cane from her plot to her sales stall, thus saving freight costs.

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Translated from Spanish by Kiva volunteer Diane Chaney


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