A loan of $2,500 helped a member to buy more chickens, turkeys, ducks and pigs.


Flor De Jocote Group's story

The trust bank “Flor de Jocote” (Jocote is a fruit, which grows widely in the area) was formed in 2010 in a tiny rural village called Cruz Blanca, San Juan Sacatepequez, in the central highlands of Guatemala, where access is by dirt road. The group is very active and dynamic; it is composed of seven women, dedicated to various commercial and production activities, such as: sale of clothing, animal husbandry, and the sale of meat, which are sold in the community or the nearest market (20 minutes away from the village). All the members are neighbors and know one another. This is their third loan cycle, and their two previous loans with Friendship Bridge were paid in full and on time.

Maria Francisca, treasurer of the group, is forty-six years old, married and has four daughters. In recent years Maria Francisca has been a working with livestock, rather than weaving. She sells her products in the market nearby (20 minutes from where she lives) on Mondays, Wednesdays and Saturdays. Maria Francisca believes strongly in good education, although she did not have the opportunity to attend school herself, but she encourages her daughters, currently in kindergarten, 1st, 4th and 5th grades, to stay in school. Her dream is that they graduate from high school and ultimately from college.

With the new loan, Maria Francisca wants to increase her sales. She plans to add variety to her business, so she will buy more chickens, turkeys, ducks and pigs to meet her clients’ needs. With her income Maria Francisca can provide better standard of living for her family, as the cost of living has increased and her husband's income is not enough. Maria Francisca is very optimistic about the future; she hopes to be more successful through growing her business with the support of her daughters.

Maria Francisca and her Trust Bank are very grateful that people from around the world know about them and take time to invest in them. They believe that Friendship Bridge and Kiva loans make a difference in their lives. "Wow, technology has advanced, and there are no barriers to support another human being," says Francisca Maria Larios.

In this group: Maria Francisca , Marta Julia , Dominga , Hilaria , Vicenta , Francisca , Irma Maria
*not pictured



Loan details


Lenders and lending teams



Loan details