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Ana Maria

Update on Ana Maria

Ana has been selling snacks, fast food and soft drinks for many years. On weekends she makes nacatamales (a typical Nicaraguan dish) and fritanga (a meal comprised of fried meat and vegetables). Thanks to the support given to her by Afodenic, she has improved her sales. She currently needs a loan in order to invest it in home improvement, especially in the kitchen. The zinc roof is very deteriorated, but at the moment she doesn't dispose of the necessary means to make this investment. She hopes to keep on getting the support she has gotten so far. Despite being a single mother, she's a very hardworking woman and most of all she has a lot of drive to get ahead.
View original language description ↓
La señora Ana desde hace muchos años se dedica a la venta de golosinas , comidas rapidas , gaseosas , los fines de semana hace nacatamales y fritanga gracias al apoyo que le brinda Afodenic a mejorado su negocio , ahora necesita un prestamo para invertirlo en la mejora de su vivienda , principalmente para la cocina ya que el zinc esta muy deteriorado , pero en estos momentos no cuenta con los recursos necesarios para realizar la inversión y esperan que la sigan apoyando como hasta ahora , a pesar de que es madre soltera es una mujer muy trabajadora y sobre todo con muchas ganas de salir adelante .

Previous Loan Details

Ana is a small merchant in the municipality of Ticuantepe. She’s a single mother. Her plan for her family is to provide better living conditions for her two small daughters. For several years now Ana had been selling clothes but during the last few years stock rotation hasn’t been constant w... More from Ana Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ana Maria to purchase construction supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013