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Ruth Del Carmen
Ruth is a 30-year old mother. She has great hopes that her clothing business will do well over the next few years. She and her husband started out selling yoghurt and then she decided to sell clothing. Her husband helps her with this business too. She travels around to sell the clothing and sometimes has problems with customers who don’t pay.

Ruth’s husband is a fisherman. Their children attend school. Her dream is for her family to make progress, and so she needs a loan to buy pants, shirts, and blouses for her business.
View original language description ↓
Ruth es una mujer de 30 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su servicio de ropa su historia empezó con la venta de yogurt con el esposo y se decidió a vender ropa, su trabajo lo hace con la ayuda de su esposo y sale a recorrer, si tiene dificultades son la delincuencia, si está casada su esposo es pescador, si tiene hijos estudia en escuela fiscal, su sueño más importante es seguir superándome en la familia. Por eso quiere el préstamo para su servicio de ropa comprando asi pantalones, camisas, blusas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Ruth Del Carmen to buy pants, shirts, and blouses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013