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Leydi Liliana
Leydi Liliana is 28 years old and married. She lives with her husband and son. She lives in Cantón Ventanas in the Province of Los Rios.

Her communal banking group is called El Sagrado Corazón (Sacred Heart). This bank is located on the corner of Ernesto Briones and Parroquia 10 de Noviembre, in the town of Cantón Ventanas. Her group is dedicated to commerce.

Mrs. Leydi dedicates herself to the business of selling Yambal brand cosmetics. That is, the selling of cosmetics by means of magazines and the giving of beauty advice. The money is for investing in Yambal cosmetics in order to promote them locally.

She does her purchasing in the city of Guayaquil via email. The loan helps her to increase production and improve the quality of her products. Leydi's dream is to have her own local store. She has faced challenges such as high prices and competition.

In her free time, she likes to do housekeeping in her home.
View original language description ↓
Leydi Liliana tiene 28 años es casada, vive con el esposo y con un hijo. Vive en el Cantón Ventanas Provincia de Los Ríos.

La Ventanilla EL SAGRADO CORAZON, esta ventanilla se encuentra ubicada en el sector de las calles Ernesto Briones y Parroquia 10 de Noviembre, perteneciente al Cantón Ventanas, esta ventanilla se dedica al Comercio.

La Señora Leydi se dedica al negocio de Yambal, es decir a la venta de cosméticos por medio de revistas y a dar asesoría de belleza. El dinero es para invertir en cosmeticos de Yambal para exivir en el local.

Las compras de los insumos las realiza en la ciudad de Guayaquil por medio de correo electrónico. El crédito les ayudado a aumentar la producción y tener productos de calidad, el sueño de Leydi es tener un local propio, ha enfrentado desafíos como los precios altos y la competencia.

En los tiempos libres le gusta hacer la limpieza en el hogar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Leydi Liliana to purchase cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 28, 2012
Currency Exchange Loss:
Mar 15, 2013