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Ami De Jesus Group
In this Group: Gandjo Médédomè Carine, Hortense Minassou, Sètondji Alban Abibou
AMI DE JESUS Group is made up of three people who live in the same neighborhood in Benin. The group's representative, named Gandjo Médédomè Carine, is the one raising her hand in the photograph. She's 29 years old and doesn't live with her husband anymore, but has one school-attending child to support.

She lives alone with her child and ensures that the various household expenses are covered on her own. She dropped out of elementary school. To provide for herself, she sells kitchenware (plates, iceboxes, etc.) and phone recharge cards in one of Benin's towns. She gets her supplies in Benin, and sometimes in Togo.

In order to better meet an ever-increasing customer demand, Gandjo Médédomè Carine, together with the other members of the group, is seeking a second loan from Kiva's partner, ALIDé. The first loan was repaid without problem.
View original language description ↓
AMI DE JESUS est un groupe de trois personnes, dont les membres habitent dans le même quartier au Benin. La représentante du groupe du nom de Gandjo Médédomè Carine (dont la main est levée sur la photo), est âgé de 29 ans. Gandjo Médédomè Carine ne vit plus avec son mari, mais a un enfant qui est scolarisé et à sa charge. Gandjo Médédomè Carine vit seule avec son enfant et assure seule les charges de la maison. Gandjo Médédomè Carine a arrêté l’école au niveau primaire. Pour faire face à ses différentes charges, Gandjo Médédomè Carine mène comme activité la vente d'ustensiles de cuisine (assiettes, glacières, etc.) et des cartes de recharges téléphoniques dans une ville du Benin. Gandjo Médédomè Carine s’approvisionne au Benin et parfois au Togo. Dans le but de mieux répondre aux exigences de sa clientèle de plus en plus nombreuse, Gandjo Médédomè Carine sollicite, ensemble avec les autres membres du groupe AMI DE JESUS, un deuxième crédit auprès de ALIDé. Le premier crédit a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ami De Jesus Group's $625 loan helped a member to buy kitchenware and phone recharge cards.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 24, 2012
Currency Exchange Loss:
Dec 15, 2012