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Mayra Ivette

Update on Mayra Ivette

Mayra continues working as a teacher for the common well-being of her family. With that objective, she has been improving her little house. Her husband still works in design. For him also the improvements are for the welfare of the family, which now includes a son, born just months ago.

With this new loan, Mayra will continue enclosing their land. The front part already has a wall and now, they want to continue the wall in back. The lot is large and they have to enclose it little by little, since they lack the necessary capital. In addition, she has to cover the basic food basket, and the cost of water, light, and health, among other expenses. Mayra is happy about these improvements which, thanks to these loans, are becoming possible in the short term.
View original language description ↓
Doña Mayra sigue laborando para el bienestar comun de la familia, como docente, y como objetivo ha sido el mejoramiento de su pequeña casa, su esposo continua trabajando en diseño, y para el las mejoras son el bienestar de su familia, el cual ya tienen un hijo nacido de meses.
Con este nuevo prestamo continuara cerrando todo el terreno, ya que la parte de enfrente la cerro con muro, ahora desea seguir con la parte de atrás, siendo el terreno grande, el cual tiene que ir poco a poco, ya que no cuenta con todo el capital, aparte que tiene que cubrir la canasta basica, gastos de agua, luz, salud entre otros. se siente contenta por estas mejoras que gracias a los financiamiento se esta haciendo posible a corto plazo.

Previous Loan Details

Mayra has worked as a secondary school teacher for five years. She is married and lives with her mother on their land. They have a small room that isn't in the best condition, but they are slowly improving it for the future. With the financing from Afrodenic, it is giving through the loan. ... More from Mayra Ivette's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Mayra Ivette continue constructing a wall at the back of her lot, for a safer future.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 27, 2012
Currency Exchange Loss:
Mar 15, 2013