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Hussein is a student applying for a loan to pay for his tuition fees to help finish his undergraduate degree at Strathmore University. This is his story:

I am 22 years old and a third-year student at Strathmore University pursuing a Bachelor’s degree in Business and Information Technology. I reside in Nairobi with both of my parents and my six siblings. I am applying for the loan to enable me to pay for my outstanding tuition fees. Based on my parent's current financial situation, this is becoming a hindrance to achieving my goals.

I joined Strathmore to enhance my knowledge as it offers the best opportunity for cultivating innovation. This was after consideration based on review and recommendations I had received about the various institutions around. My great interest in computers was also a complimentary effect as I knew that Strathmore University offers comprehensive tutorship to its students.

My interest in Information Technology is a suitable option for me since it will influence my future personal and career considerations. It will also enhance my business skills as it deals with applications of IT in business. This will help in shaping me as a person and also in giving back to the community and educating my siblings. In the future I intend to venture into entrepreneurship especially in large-scale farming of maize and wheat to help feed the hunger-stricken part of the country.

Additional Information

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.

About Kenya

  • $1,800
    Average annual income
  • 418
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 83.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $4,675 helped Hussein to pay for tuition fees to help him finish an undergraduate degree (Bachelor in Business and Information Technology) at Strathmore University.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Feb 22, 2012
Currency Exchange Loss:
Dec 17, 2013