A loan of $2,700 helped a member to buy a new sewing machine and improve her work area with some small furniture items.


Heshw's Group's story

Heshw is a traditional, shy, young Iraqi wife and a mother of one child. For the past 3 years, she has been working from her home, using her sewing skills to help support her family by working on custom ordered dresses. Heshw took a loan from Relief International Microfinance Iraq to be able to buy a new sewing machine and improve her work area with some small furniture items. Relief International Microfinance Iraq offers "group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Heshw , Nazira , Manija
*not pictured



Loan details


Lenders and lending teams



Loan details