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Irma Esperanza
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Irma Esperanza C. is the mother of 4 children and dedicated herself to the business of selling vegetables in the city of Jinotega specifically in the region of Yali. All her life, she has lived in this area and since she began her business 17 years ago she has looked for a way to better her economic situation to care for her children. It is necessary to stress that she has been a very strong mother and has instilled good values in her children. Her necessity these days is to acquire the vegetables to sell them and for this she uses the help of a financier that Ceprodel provided her to obtain her products. Nowadays all the credits that she has requested have been paid off in the established time and manner.

Translated from Spanish by Fallon Shields, Kiva Volunteer.

Irma Esperanza C. es madre de cuatro hijos que se dedica al negocio de venta de verduras en la ciudad de Jinotega específicamente en el municipio de Yali. Toda su vida ha vivido en esta localidad y desde que inició su negocio hace 17 años ha buscado la manera de superar su situación económica para mantener a sus hijos.

Es necesario destacar que ha sido una madre muy esforzada y con buenos valores inculcados a sus pequeños. Su necesidad actualmente es la adquisición de las verduras para comercializarlas y para ello hace uso del apoyo financiero que Ceprodel le brinda para obtener sus productos. Actualmente todos los créditos que ha solicitado han sido cancelados en tiempo y forma de acuerdo a los establecido.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Irma Esperanza to purchase baskets of vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2008
Mar 5, 2008
Currency Exchange Loss:
Apr 15, 2009