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Feryal is a 42-year-old married woman, mother of one child. Seven years ago, Feryal opened her own beauty salon in Nabatieh, to spread beauty all over her community as she believes. Most of her customers, neighbors and friends, and still they are the same targets but they increased in number especially that most of her neighbors started to tell their friend about her and thanks God business is improving.
To please her customers, Feryal applied for a loan from Kiva partner Al Majmoua, in order to do necessary decoration to her salon, in addition to buying special beauty creams and cosmetics.
Feryal is Al Majmoua borrower for five cycles, which were invested in her business, with a good standing paying back history.
She is sure that her customers are looking forward for this change and she hopes it will reflect positively on her income and family.
Feryal is looking forward to open a special facial sector in the future, requested by most of her customers, hoping that the next loan will be for this purpose.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 133
    View loans »
    Lebanon Loans Fundraising
  • $18,215,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Feryal to do necessary decorations for her salon.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 23, 2012
Feb 24, 2012
Currency Exchange Loss:
Aug 17, 2013