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Cumplidas Group
In this Group: Yovania, Concepcion , Silvia
The Las Cumplidoras group is made up by Yovanita Juanita, Concepción de los Angeles and Silvia Elena, three hardworking and enterprising people. Yovania is the group’s coordinator and she works selling diverse products, including clothes, shoes, perfumes... etc, depending on the orders she gets.

Concepcion meanwhile has a small grocery store in which she sold snacks to begin with, and Silvia sells diverse products depending on the season.
View original language description ↓
El grupo las Cumplidoras lo conforman Yovania Juanita, Concepción de los Ángeles y Silvia Elena tres personas trabajadoras y emprendedoras. La coordinadora del grupo es Yovania quien se dedica al comercio de productos variados desde ropa, calzado, perfumes…etc. Según lo que le encarguen desde ropa, perfume, calzado...etc.

Mientras Concepción tiene una pequeña pulpería la cual comenzó con la venta de chivarías y Silvia quien vende productos variados según la temporada.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Cumplidas Group's $1,525 loan helped a member to buy clothes, shoes and perfumes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 11, 2012
Mar 1, 2012
Currency Exchange Loss:
Nov 16, 2012