Hountin Joel is 48 years old and lives in Benin. He never attended school. He is a widower and the father of five children, all in school and all his dependents. He lives alone with his children and provides for them alone.
Hountin Joel practices traditional medicine, which allows him to take care of his children's needs without any major difficulty. He has been practicing his activity, locally, for about ten years. He buys his products in Benin and Nigeria.
In order to better meet the needs of an increasing number of customers, he is requesting a second loan from ALIDé. The loan he previously received was duly repaid.
Hountin Joel est âgé de 48 ans et vit au Bénin. Hountin Joel n’a pas fréquenté l’école. Hountin Joel est un veuf et père de cinq enfants, tous scolarisés et à sa charge. Hountin Joel vit seul avec ses enfants et assure seul leurs diverses charges. Hountin Joel fait de la médecine traditionnelle ; ce qui lui permet de subvenir sans grande difficulté aux besoins de ses enfants. Hountin Joel exerce son activité depuis une dizaine d’année dans sa région. Hountin Joel achète ses produits au Bénin et au Nigéria. Pour satisfaire aux besoins de sa clientèle de plus en plus grandissante, Hountin Joel sollicite un deuxième crédit auprès de ALIDé. Le premier prêt reçu par Hountin Joel a été bien remboursé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.