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Rosa Efigenia
Rosa is a woman from Ica who struggles to get her three young children ahead. Her husband is a great support to her because he works as a taxi driver. His income allows them to share the expenses and to later be able to have a better quality of daily life.

Previously, Rosa did not generate much income. That is why she could come up with no better idea than to make clothes and then be able to buy some others. This is how she was able to buy all of the dresses that she needed to start her business. So far everything is going well. In the eight hours that she works she takes care of an average of five customers. They want to attend a graduation party, weddings, and baptisms, among others.

Rosa’s continual intention is to make progress and to improve. That is why she also has a grocery store in her house. It is a place where she can generate extra income.

With the help of the Kiva lenders Rosa will be able to buy new and better dresses to rent. The season is now starting again. Her big dream is to be able to have her own place in the center of the city. That way she would have a prosperous business that would allow her to take care of her three children. She would be able to give her children, whom she loves very much, a good education.
View original language description ↓
La señora Rosa es una mujer iqueña que lucha por sacar adelante a sus 3 pequeños hijos, su esposo es también un gran apoyo para ella, debido a que como él trabaja como chofer de taxi sus ingresos les permiten compartir los gastos y desde luego poder de esa manera ofrecerse una mejor calidad de vida día a día.

Anteriormente Rosa no generaba mucho ingresos es por esto que no tuvo mejor idea que dedicarse a la confección y así poder comprar algunos otros, de esa manera pudo comprar todos los vestidos que creía necesario para iniciar su negocio, hasta el momento todo marcha bien y en sus 8 horas laborables atiende a un promedio de 5 clientes, los mismos que desean asistir a fiesta de graduación, matrimonios, bautizos, entre otros.

Rosa constantemente tiene la intención de progresar y mejorar, es por esta razón que también tiene una bodega en su casa, lugar en donde puede generar ingresos extras. Con la ayuda de los prestatarios Kiva, Rosa podrá comprar nuevos y mejores vestidos para alquilar debido a que ahora se renovó la temporada. Su gran sueño es poder tener un local propio en el centro de la ciudad y así tener un negocio próspero que le permita cuidar y educar muy bien a sus tres hijos, a los cuales ama mucho.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 74
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Rosa Efigenia to buy new dresses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Feb 26, 2012
Currency Exchange Loss:
Mar 15, 2013