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Gulzoda has been married for four years, but, unfortunately, has no children. Her husband loves her very much and supports her in the business. He leaves to go to the Russian Federation every 4-5 months and sends her money. All this time, she lived with her husband in the parents' house, but they were able to purchase a small house after obtaining a loan to increase livestock headcount and making a good profit. She moved to her house after two years. Gulzoda has been working with our organization since 2008. She needs to increase livestock headcount, and this is why she obtained a loan from us to buy several heads of goats.
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Гулзода замужем 4 года, к сожалению у нее нет детей. Ее муж очень любит ее и поддерживает в бизнесе. Он каждые 4-5 месяцев уезжает в Российскую федерацию и присылает ей деньги. Все это время она жила с мужем у родителей. Но получив кредит на увеличение поголовья скота и получив не плохую прибыль приобрели небольшой дом. Спустя 2 года она переехала в свой дом. Гулзода кредитуется в нашей организации с 2008 года. Ей необходимо увеличить поголовья скота, поэтому она получила у нас кредит что бы купить несколько голов коз.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gulzoda to purchase goats.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 21, 2012
Currency Exchange Loss:
Apr 15, 2012