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Mrs. Arame is a young merchant who lives about 17 km from the main city. She is divorced with one child, and currently lives with her parents. Arame has been buying and selling cosmetic products for over 10 years. Her workdays run from 9 AM until 7 PM.

She will use the loan to buy hair extensions and other items used in hairstyling.

She helps her parents with the daily expenses and pays for her child’s tuition. With the support of the credit union, she would like to bolster her working capital and open a shop to sell beauty products.
Madame Arame est jeune marchande qui habite à environ 17 km de la ville principale. Elle est divorcée et mère d’un enfant. Actuellement, elle vit chez ses parents. Arame s’active depuis plus de 10 ans dans l’achat et la vente de produits cosmétiques .Sa journée de travail commence à 09 h du matin pour finir à19 h le soir.
Avec le crédit, elle va acheter des mèches, des greffages et divers autres accessoires qui interviennent dans la coiffure.
Arame aide ses parents dans la dépense quotidienne et paie aussi les frais de scolarité de son enfant.
Avec l’appui de la caisse elle voudrait augmenter son fond de roulement et ouvrir une boutique de produits cosmétiques.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 22
    View loans »
    Senegal Loans Fundraising
  • $14,746,575
    Funds lent in using Kiva
  • 494.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD