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Vardan is 34 years old. He lives in Getap village with his wife, daughter, and brother. Vardan earns his living by breeding cattle and keeping beehives.

Vardan is a very hard-working person, and due to this he has expanded his farm through the years. He now has 2 cows and 15 beehives. Vardan wants to increase the number of cattle by purchasing a cow. Vardan has a barn and forage to feed the cattle, so he hopes to increase his income from agriculture and insure a prosperous life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vardan pay for a cow.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 3, 2012
Currency Exchange Loss:
Apr 18, 2015