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Ainagul lives in the village of Bashkayindy in the north of Kyrgyzstan. As many other families in the rural areas Ainagul fattens livestock and she started this business in 2009 with a starting capital of 40,000 son (KGS). Today Ainagul has two milk cows, ten heads of sheep and four horses. The sales of milk and dairy products let's her receive around 5,000 som a month. Also Ainagul is engaged in crafts - she makes rugs and sells them on the local market.

She has come to Bai Tushum and Partners with a goal to further develop her business and ask for a loan in the amount of 30,000 som (KGS) to buy sheep for fattening and reselling. Ainagul's plans to invest the income to repair the shed for the cattle.
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Айнагул проживает в селе Байшкайынды на севере Кыргызстана. Как и многие семьи в сельской местности, Айнагул откармливает скот, начав этот бизнес в 2009 году со стартовой суммы 40,000 сом (KGS). На сегодняшний день, Айнагул в своем хозяйстве имеет 2 головы дойных коров, 10 голов овец и 4 лошади; продажа молока и молочных продуктов позволяет получать около 5,000 сом (KGS) в месяц. Также Айнагул занимается рукоделием – изготавливает ковровые изделия и продает их на местном рынке.
В целях дальнейшего расширения бизнеса, Айнагул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку овец для откорма и перепродажи. Доходы Айнагул планирует вложить в реконструкцию сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,868,550
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ainagul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 21, 2012
Currency Exchange Loss:
Mar 15, 2013