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Zivayda lives in the Burgondu village in the south of Kyrgyzstan. Much like other families in the rural area, she fattens up livestock, after starting this business in 2000 with an initial sum of 5,000 som (KGS). Today, Zivayda has two heads of dairy cows and five sheep in her business, and sales of milk products and meat allows her to earn about 5,000 som (KGS) per month. Zivayda also grows cotton, watermelons and honeydew on 1.26 hectares of irrigated land, and earns a profit from sales during the harvesting season. In order to further expand her business, Zivayda requested a loan in the sum of 70,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase livestock for fattening up and resale and to buy cotton seeds. She plans to invest the profits into a continued increase of livestock headcount, and plans to provide education to her two grandsons, who live with her, in the future.
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Зивайда проживает в селе Бургонду на юге Кыргызстана. Как и многие семьи в сельской местности, Зивайда откармливает скот, начав этот бизнес в 2000 году со стартовой суммы в 5,000 сом (KGS). На сегодняшний день, Зивайда в своем хозяйстве имеет 2 головы дойных коров, и 5 баранов; продажа молока, молочных продуктов и мяса позволяет получать около 5,000 сом (KGS) в месяц. Также на поливной земле в 1,26 га Зивайда выращивает хлопок, арбузы и дыни, что в сезон урожая приносит прибыль от продажи.
В целях дальнейшего расширения бизнеса, Зивайда обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку скота для откорма и перепродажи, и семен хлопка. Доходы Зивайда планирует вложить в дальнейшее увеличение поголовья скота, а в будущем планирует дать образование двум внукам, которые проживают вместе с ней.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 45
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Zivayda to purchase livestock and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2012
Feb 21, 2012
Currency Exchange Loss:
Mar 15, 2013