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Luz is 58 years old and lives in Camul, Tampilisan, Zamboanga del Norte. She is married with 4 children. Luz has a general store business and earns approximately 10,000 PHP each month doing this type of work. She has requested a loan of 50,000 PHP to purchase more stock for her general store. Luz has been a member of PMPC for 2 years. In the future, Luz hopes to expand her store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 449
    View loans »
    Philippines Loans Fundraising
  • $69,660,550
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luz to purchase more stock for her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 21, 2012
Currency Exchange Loss:
Mar 15, 2013