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Elena is one of 12 members of the village bank “Luz del Sur”, located in the Andean highlands of Cusco. Elena is 44 years old and married with three children, ages 1.5, 10, and 19. Elena owns a small stand in the market where she sells clothing and accessories. Her shop offers styles for both children and adults, as well as items such as lipstick, nail polish, belts, and shoes.

Elena has run her business for 10 years, and is requesting a loan in order to purchase more inventory for her shop. Elena hopes that her success will allow her to pay for her children’s education and to remodel her house.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elena buy inventory for her clothing and accessories shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Feb 21, 2012
Currency Exchange Loss:
Jul 15, 2012