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Mukaddas is a 45 year-old woman. She is married and has four children, two of them twin girls. Both girls have been married off, but as tradition dictates, the brides' parents must make a gift of furniture to the newlyweds. Mukaddas has decided to borrow money to buy a set of bedroom furniture, and so has requested this loan. She sews traditional dresses during the summer season, while her husband currently works in Russia. Mukaddas is a very punctual woman who already had a loan from MDO Arvand, LLC two years ago, and she is satisfied with the conditions of borrowing.
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Мукаддас женщина 45 лет, замужем, имеет четверых детей из , которых две дочки близняшке. Они обе выданы замуж, но как у нас принято родители невесток должны подарить им мебель для молодожён. Мукаддас решила в кредит купить в магазине спальный гарнитур, для чего подала заявку на кредит. Она сама в летний сезон шьёт национальные платья, а её муж на заработках в Р.Ф. Мукаддас очень пунктуальная женщина, которая раньше кредитовалась у нас два года назад и ей нравятся все наши условия.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 222
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mukaddas to purchase furniture for her newlywed daughters.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 21, 2012
Currency Exchange Loss:
Nov 15, 2012