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Dilorom was born in 1969 and is raising three children by herself. She has a kiosk, where she sells fast food. Her customers are mainly college and school students, who buy sandwiches and hot dogs from her. Dilorom used her last loan to buy a microwave oven in order to heat up food in her kiosk and improve cafe conditions. She is requesting this loan to repair her apartment.
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Дилором 1969 года рождения, она одна воспитывает 3 детей. У нее есть ларек, где она торгует едой быстрого приготовления. В основном ее клиенты это студенты и школьники, они покупают у нее бутерброды и хотдоги. С прошлого кредита она покупала микроволновую печь, чтобы греть еду в своем ларьке для улучшения условий кафе. Настоящий кредит использует для ремонта своей квартиры.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 199
    View loans »
    Tajikistan Loans Fundraising
  • $31,824,875
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Dilorom to repair her apartment.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 21, 2012
Currency Exchange Loss:
Apr 17, 2013