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Zarifjon lives in the Gissar region. He is 27 years old and married. His wife is a housewife.

Zarifjon is engaged in selling bread. He mainly buys bread from a bakery and sells at the market. He has been engaged in this type of activity for four years. He takes a loan to buy flour. Zarifjon intends to bake lepeshkas (a type of round, flat bread) for sale.
View original language description ↓
Зарифчон проживает в Гиссарском районе. Ему 27 лет. Он женат. Его жена домохозяйка. Он сам занимается торговлей хлеба. Он в основном покупает хлеб с пекарни и продает на рынке. Этим видом деятельности занимается четыре года. Он берет кредит для покупки муки. Зарифчон намерен у себя дома печь лепешки для продажи.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $32,103,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Zarifjon to purchase flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Feb 20, 2012
Currency Exchange Loss:
Mar 15, 2013