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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The borrower, leader of the business group “Neema," is a 30-year-old entrepreneur. She is also a single mother with one young child who attends school. She is a restaurant associate. For four years she has been involved in these income-generating activities. Nonetheless, she just completed her eighth loan from Hekima.

This new loan will have to allow her to stock up with two baskets of potatoes, oil, flour, Fanta, milk, tomatoes, etc. Moreover, she hopes to see her child grow up comfortable and to expand her business. The borrower thanks Hekima for their actions benefitting poor women outside the realm of classical banking.
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La cliente, leader du groupe d’affaire «Neema », est entrepreneur, âgée de 30 ans, célibataire, mère d’un jeune enfant, qui étudie. Elle est sociétaire d’un restaurant. Il y a 4 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient d’obtenir son 8eme crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 paniers de pommes de terre, huile, farine, Fanta, lait, tomates, etc. En plus, elle souhaite voir son enfant grandir confortablement et accroitre son entreprise. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to purchase two baskets of potatoes, oil, flour, Fanta, milk, tomatoes, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Feb 21, 2012
Currency Exchange Loss:
Jul 15, 2012