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Owonikoko Group
In this Group: Kamariatou , Antoinette, Amidatou
The group OWONIKOKO is comprised of three persons who live in the same district in Benin. The group's representative, Kamariatou, is the one in the photo with her hand raised. Having the goal of boosting their business, so as to cope better with the demands of their customers, the members of this group are requesting financial aid from ALIDé for the second time.

Kamariatou never attended school. She is 50 years old and married to a driver by the name of Chakirou. They have one child who is in school and in their care. But in addition to their child, they have five other children to support. Kamariatou and her husband jointly ensure that the diverse household expenses are covered.

To help meet the needs of the family, Kamariatou has been running a business selling various goods (canned foods, soaps, cassava flour, etc.) out of her home for over twenty years. She gets her supplies at a market in Benin.

With the goal of bolstering their business and satisfying their customers further, Kamariatou and the other members of the group OWONIKOKO are requesting a second loan from ALIDé. Their ambition is to increase their level of business.
View original language description ↓
Le groupe OWONIKOKO est composé de trois personnes qui habitent dans la même maison. La représentante de ce groupe, du nom de Kamariatou est celle ayant une main levée sur la photo. Dans le but de rehausser le niveau de leur activité afin de mieux faire face à la demande de leur clientèle, ce groupe sollicite pour la deuxième fois l’appui financier de ALIDé. Kamariatou n’a jamais fréquenté l’école. Kamariatou est âgée de 50 ans et est mariée à un chauffeur du nom de Chakirou. Le couple a un enfant qui est scolarisé et à leur charge. Mais en plus de leur enfant, le couple a cinq autres enfants à leur charge. Kamariatou et son mari assurent ensemble les diverses charges du ménage. Pour contribuer aux besoins de sa famille, Kamariatou mène comme activité depuis une vingtaine d'année, la vente de produits divers (conserves, savons, farine de manioc, etc.) à son domicile. Kamariatou s’approvisionne dans un marché du Bénin. Dans le but de renforcer leur activité et de mieux satisfaire leur clientèle, Kamariatou et les autres membres du groupe OWONIKOKO sollicite un deuxième crédit auprès de ALIDé. Leur ambition est d’accroître le niveau de leur activité.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 496.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Owonikoko Group's $800 loan helped a member to buy boxes of canned foods, soaps, and sacks of cassava flour.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 30, 2012
Feb 20, 2012
Currency Exchange Loss:
Jan 15, 2013