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Valentine was born in Rwanda. She is 27 years old and is married with two children, aged five to seven years, both of whom are in school. Her level of education is three years of primary school.

Valentine is a farmer. This is her second loan cycle with ACB. She is going to use her loan to purchase a field and a watering machine for banana fields.

Her growth strategy for her business is to purchase other fields in order to increase her production and to use modern machinery. In the coming years, Valentine would like to be a major banana farmer and the leading regional provider of bananas. With the profits, she plans to pay her children's school fees and improve the well-being of her family.
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Valentine est née au Rwanda. Elle a 27 ans et elle est marié avec 2 enfants de 5 à 7 ans, dont 2 enfants sont scolarises. Son niveau d’éducation est de 3 ans de primaire.

Valentine est agricultrice. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter un champ et une machine à arrosé des champs des régimes.

Sa stratégie pour la croissance de son business est d’acheter d’autres champs pour augmenter sa production et utilisation des machines moderne. Dans les prochaines années, Valentine voudrait être une grande agricultrice des régimes et le grand fournisseur des régimes de la région. Avec les profits, elle prévoit de scolariser ses enfants et améliore le bien être de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Valentine to purchase a field and a watering machine for banana fields.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Feb 20, 2012
Currency Exchange Loss:
Sep 15, 2012