Ruqiya also helps her husband by working in the fields. Her husband grows different crops like cotton, wheat, etc., in different seasons. He is a very hardworking person and is very dedicated to his work in his fields.
Ruqiya is also a very good housewife and a great mother who performs her household duties very well.
She has requested a loan from Kiva partner Asasah for her family business. With the loan investment, her husband will buy fertilizers and seeds to grow better quality crops and increase his profits.
Ruqiya is very confident that a loan investment will be a productive one for her husband’s business, and it will help her family to live a better financial life.
Note: In the photo, the lady holding a book called the Asasah Passbook is Ruqiya.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid