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Gai's Group
In this Group: Gai , Hue, Hoa, Van
Gai was born in 1965. Being a farmer, she grows rice and raises chickens and ducks for meat and eggs. Her business started a long time ago and it is the main source of income for her family.

Joining SEDA's credit program in 2003, Gai has used loans to expand her business. Currently, she wants to take a loan of 7,194,000 VND to buy food for them.

Hue is 27 years old with two children. She is raising chickens for meat. She wants to borrow a loan of 6,322,000 VND to buy food for them.

Hoa is 39 years old with two children. She is running a wood work shop. She wants to borrow a loan of 5,014,000 VND to buy wood as material.

Van is 28 years old with two children. She is running a general store. She wants a loan of 5,014,000 VND to buy more products for sale.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,810.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Gai's Group's $1,150 loan helped a member to buy food for poultry.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 9, 2012
Currency Exchange Loss:
Feb 15, 2013