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Rosa lives in village Tserovani, East Georgia. She is married and lives with her family: husband Ivane, two sons (25 and 18 years old), daughter-in-law and two grandsons.

The main source of the income for the family is agriculture. They have 7 milk cows and 10 calves. Rosa and her daughter-in-law produce cheese and yogurt and sell them in Tbilisi, the capital city of the country. The total average monthly income of the family is 1200 Laris.

Rosa requested credit to purchase two milk cows. She will be able to produce more dairy products and increase the income for the family. She will use the income to purchase additional household goods, which will improve the living conditions for the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Rosa buy two milk cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 20, 2012
Currency Exchange Loss:
Mar 15, 2013