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Nato is from the village of Asureti in West Georgia. She is 43 years old, married and lives with her family: husband - Merab and 18-year-old son. Her son is a student.

Nato works as a baby-sitter in the village. Merab is a worker, he works on house renovations. Along with their main jobs, Nato and Merab are busy with the family's dairy farm. They have 2 milk cows. Nato produces cheese and Merab sells on average 40 kg of this product per month in Tbilisi, the capital city of the country. The total average monthly income for the family is 550 Laris.

Nato requested credit to expand her existing cattle shed. In the nearest future, she plans to increase the amount of cows in the family's dairy farm, but the existing shed is too small for additional cows. When the family has more cows, they will increase the production and sales of cheese and get more income. They will be able to purchase additional household goods to improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nato expand her cattle shed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 20, 2012
Currency Exchange Loss:
Jan 15, 2013