Ramadhani is a 80-year-old married man. He has seven children with ages ranging from 20 years to 39 years. He describes himself to be an honest and intelligent man. He operates a business where he sells charcoal.
For more than twenty years, he has been involved in this business. His business is located at a very competitive area and his primary customers have been frequent customers. He describes his biggest business challenge to be insufficient funds to expand his business. He will use the Kes 20,000 loan to purchase more charcoal to sell and pay for the construction of a room of operation. His business goal is to be a big supplier of charcoal within five years.