A loan of $375 helped to buy rice, sugar, noodles, oil, and canned goods.


Margarita's story

Margarita, 37 years old, is a hardworking and earnest woman with a great drive to get ahead as well as to be friendly and joyful. She is separated from the father of her three children-- Henry who is 19 years old, Jennifer who is 14 years old, and Juana who is 3 years old-- who are her motivation to work. Together they live comfortably in their own home which she bought with the fruits of her labor. Margarita’s business is selling meals which she makes in her home and brings to her customers at a civil construction site, and she collects payments weekly. Her customers are happy with the good flavor and the excellent service that she provides them with her punctuality.

She began more than two years ago with a particular loan and so far she’s had her kids’ help with the transport and delivery of her orders. She feels that her business is very profitable due to the earnings it provides. On the other hand she says that she decided to begin her business due to needing a job in order to support her kids since she’d separated from their father and the child support was not enough to cover costs.

Above all, now she’s seeing good results, and she has plans to open a restaurant in the future in some rented shop in the commercial area of the city. This will be her 3rd loan with MFP, and so she hopes for their help in order to continue with her goals. She again promises to comply with the terms of her agreement as with previous loans she’s had. Additionally, she likes her communal bank because she considers it to be a solid and unified group. She will invest the requested amount of 1000 nuevos soles in the purchase of ingredients to make her meals like rice, sugar, noodles, oil, and other things in bulk quantities and at lower prices in order to have better profits.

Translator profile picture

Translated from Spanish by Kiva volunteer Jodi Nelan


Loan details


Lenders and lending teams



Loan details