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Francisco Hildebrando
Francisco works in construction maintenance. Since he has a contract with companies, he receives a fixed income, which has allowed him to keep improving his home and support his children.

Taking out loans has enabled Francisco to move forward more quickly. He plans to use his new loan to construct a bathroom with a flush toilet, along with a screened-in porch in front of the house. These improvements will be very important for his family’s hygiene and security. Francisco is happy that the loan will make it possible to carry out these projects.
View original language description ↓
El señor Francisco sigue, trabajando en mantenimiento de construccion, pues tiene contrato con empresas, siendo fijos sus ingresos, el cual le ha permitido seguir mejorando su vivienda, y apoyando a sus hijos.
Es a traves del financiamiento que ha avanzado mas rapido, con este nuevo prestamo construira el baño e inodoro, asi como un bajarete en frente de la casa, ya que le es de gran relevancia, en la higiene y seguridad de su familia. logrando sastifaccion al hacer posible sus proyectos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 47
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Francisco Hildebrando to purchase construction materials for building a bathroom with a flush toilet.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 25, 2012
Currency Exchange Loss:
Aug 18, 2013